Looking for a mortgage protection policy? You have come to the right place, insuremypayment.co.uk is here to offer you a policy to cover your mortgage payments in the event of you becoming sick, having an accident or becoming unemployed.
Our mortgage protection policy can give you up to 24 months cover at a pre-agreed rate to cover your monthly outgoings on your mortgage and other related costs.
What is covered on the mortgage protection policy?
You will be covered for unemployment, sickness and accident under a mortgage protection policy.
Can i have a joint policy? Yes, A joint policy application can be made and the cover will be directly proportionate to your income splits.
For example, monthly outgoings are £1,000 with the primary earner having salary of £50,000 and the secondary earner £25,000. The joint policy would be split giving the primary earner £660 of cover and the secondary earner £340.
What is excluded from a mortgage protection policy?
We will not pay any monthly benefit if you are unable to work due to; any deliberately self-inflicted injuries;the effects of normal pregnancy or childbirth related conditions;alcohol abuse; because you have taken drugs other than under medical supervision but not for the treatment of drug addiction; a criminal act or omission for which you are found guilty; any civil unrest, nuclear radiation, contamination, explosion or any act related to war.
